Wk 3, QRB 501: DR 2
Cite at least one peer-reviewed reference
Respond to the following:
When deciding to save or invest, comparing the interest rates are best. I enjoy meeting people who love to save their money; however, when one has $20k of debt at a 12% interest rate and $21k in a savings account earning .025%, I question one’s logic. Granted, having a reserve or emergency account is great, but I am with you, I would pay my debt down before saving a large sum of the money in a low-interest-bearing account.
Thoughts? Why do you agree?
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